Xero is cloud-based accounting software built for small businesses and self-employed professionals who want to manage their finances online. It also serves accountants and bookkeepers directly, with tools tailored to sectors such as construction, retail, hospitality, non-profits and real estate.
The platform covers invoicing, payroll, expense tracking, bank reconciliation, payment processing, purchase orders and project tracking, and connects to more than a thousand third-party apps through the Xero App Store. A built-in AI assistant called JAX gives instant answers to financial questions and automates routine bookkeeping tasks. Xero reports serving five million customers worldwide, and around two hundred fifty thousand accountants and bookkeepers use the platform to manage client books.
New users get a thirty-day free trial that requires no credit card. After the trial, Xero runs three paid plans, Starter, Standard and Premium, each billed monthly with a discounted introductory rate for the first three months before moving to standard pricing.
Listed 1 month ago by MakerVote editors · Updated September 2026 · 8 clicks
