Mercury is a financial technology company that combines business banking, accounting, payments and expense management in a single application. It is built for startups, small businesses and scaling companies in fields such as software, ecommerce, agencies, crypto, real estate and healthcare, and the company reports serving more than 300,000 entrepreneurs.
Accounts can be opened online in about ten minutes, with banking services provided through partner banks that are FDIC members and deposit sweep networks that extend coverage up to five million dollars. Checking and savings accounts carry no monthly fees or minimum balances and can earn yield through a Treasury option, while the included credit card pays unlimited cashback on every purchase. An AI-powered bookkeeping tool called Mercury Books connects to QuickBooks, Xero and NetSuite, categorizing transactions and reading bills automatically, and the platform adds virtual cards, spending controls and team permissions for companies managing multiple employees. Mercury also highlights a universal search across all financial activity and security features such as passkey login and dark web monitoring.
Core banking, payments and invoicing on Mercury are free, with no monthly account fees, and additional premium features and dedicated account support are available for companies that qualify as they grow.
Listed 1 month ago by MakerVote editors · Updated September 2026 · 6 clicks
