Capital Gurus is an online lending platform that connects small business owners with financing through dedicated loan advisors rather than a self-serve application alone. It is built for established businesses, generally those at least a year old with at least ten thousand dollars in monthly revenue and a credit score of 625 or higher.
The platform offers three main products: a revolving line of credit between ten thousand and five million dollars with repayment terms up to 24 months, term loans between ten thousand and ten million dollars repaid over as long as ten years, and equipment financing in the same range for new or used equipment purchases. Applicants fill out an online form, then a personal loan advisor walks through the available options before funds are released, in some cases the same day the paperwork is completed; equipment financing can be approved in as little as two hours. Capital Gurus says it works with more than 5,000 active affiliates nationwide and has funded more than 50 million dollars in deals.
Capital Gurus does not publish interest rates or fees on its site; specific terms are quoted individually by a loan advisor once an applicant's business and credit profile have been reviewed.
Listed 1 month ago by MakerVote editors · Updated September 2026 · 6 clicks
